Glossary

The act or fantasy on the part of an adult of engaging in sexual activity with a child or children.

Intentionally making a false statement under oath.

There are legally defined permissible purposes for a credit report to be issued to a third party. Permissible purposes include…

Information on your personal credit report associated with your records that has been reported to us by you, your creditors…

You may request that a general explanation about the information on your report be added to your report. The statement…

A jury, usually of 12, impaneled to hear a civil or criminal proceeding in court.

If a consumer files a bankruptcy, but a judge has not yet ruled that it can proceed, it is known…

An offense for which the only allowable penalty is a fine.