Search Logistics

The details about the manner in which a search was performed-e.g., the date the search was completed; the jurisdiction it…

Secured Credit

Loan for which some form of acceptable collateral, such as a house or automobile has been pledged.


Real or personal property that a borrower pledges for the term of a loan. Should the borrower fail to repay,…

Security Alert

Statement that is added once Experian is notified that a consumer may be a victim of fraud. It remains on…


Advocating the overthrow or reform of a government by unlawful means.

Service Credit

Agreements with service providers. You receive goods, such as electricity, and services, such as apartment rental and health club memberships,…


Reach an agreement with a lender to repay only part of the original debt.

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