This refers to the debt repayment terms of your agreement with a creditor, such as 60 months, 48 months, etc.


Entry by a credit grantor to a consumer’s credit history maintained by a credit reporting agency. A tradeline describes the…


One of three national credit reporting agencies. The other two are Experian and Equifax.


A court proceeding where testimony is presented to a Judge or a jury to determine if the defendant is guilty…

Truth in Lending Act

Title I of the Consumer Protection Act. Requires that most categories of lenders disclose the annual interest rate, the total…

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