Reporting period

The seven (7) year period over which information may be included in a consumer report as defined in Section 605 of the Fair Credit Reporting Act. The exceptions are criminal convictions (which may be reported without any time limit), bankruptcies (which may be reported for ten (10) years), and civil suits and judgments (which may be reported for seven years or until the relevant statute of limitation expires), or when the annual salary of the prospective hire equals or exceeds $75,000.