Glossary

A result that could be classified as adverse to the Subject under FCRA or other applicable laws.

An employee authorized by the employer to take immediate action(s) to remove employees from safety-sensitive duties, or cause employees to…

The Department of Health and Human Services or any designee of the Secretary, Department of Health and Human Services.

A determination by a jury, made at the direction of the judge. A directed verdict happens in cases where there…

Granted by the court to release a debtor from most of his debts that were included in a bankruptcy. Any…

Providing the consumer with his or her credit history as required by the FCRA. Experian provides consumer credit report disclosures…

The pre-trial devices that can be used by one party to obtain facts and information about the case from the…

Finally disposing of the cause without further consideration. May be voluntary or involuntary. When involuntary, there is usually lack of…

Dismissal with leave is failure to appear. A warrant for arrest may be issued.

When a case is dismissed for good reason and the plaintiff is barred from bringing an action on the same…